Insurance Exchanges

Maryland has a long history of enacting statewide health reforms and 2019 was no exception with the passage of several significant reforms, including the Maryland Easy Enrollment Health Insurance Program (MEEHP), which passed with bipartisan support and was signed by Gov. Larry Hogan in June. Maryland is also implementing a new value-based plan design for health insurance marketplace plans and […]

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  • State Health Policy Blog

    State-based Marketplace Leaders Share their Success and Growth with Federal Leaders

    State-based marketplace (SBM) leaders convened in Washington, DC last week to share experiences and ideas and meet with key Congressional staff in advance of this year’s open enrollment period. SBMs, which exercise total control over their health insurance marketplaces in contrast to states that use the federal marketplace, are making considerable progress in reaching and […]

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    September 23, 2019 | Filed under: Front Page, Insurance Exchanges, State Health Policy Blog

  • State Health Policy Blog

    How Washington State Is Reducing Costs and Improving Coverage Value – A Q&A with its Health Benefit Exchange CEO

    Washington State made history recently with passage of Chapter 364 – a new law that is poised to revolutionize the state’s individual insurance market. The law takes a multi-pronged approach to its market redesign by: Creating a quasi-public option product for Washington’s individual market; Requiring standard plan design for plans sold on its exchange; and […]

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  • State Health Policy Blog

    How California Is Moving the Needle on Coverage and Costs: An Interview with Covered California Leaders

    California Gov. Gavin Newsom’s new budget has infused significant funds to make health care coverage sold through its health insurance marketplace (Covered California) more affordable and has made new subsidies available to middle-income individuals earning between 400 to 600 percent of the federal poverty level (FPL). • California’s new subsidy program assists those earning up […]

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  • State Health Policy Blog

    New Jersey and Pennsylvania Approve Legislation to Launch State-Based Insurance Marketplaces

    State-based marketplaces (SBMs) give states more control over their local health insurance markets and consistently outperform states that use the federal marketplace with higher enrollment, more insurance plan choices for consumers, lower premium rate hikes, and a younger consumer base. These accomplishments are especially notable given recent federal policy actions that have unsettled insurance markets […]

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  • How to Slice the Pie? Market Segmentation

    Thursday, August 22, 3:30 pm – 5 pm Affordability remains a significant concern for consumers as premiums and deductibles continue to rise across all health insurance markets. Short-term limited duration plans, association health plans, and others compete for consumers, potentially leaving them with limited coverage and threatening to disrupt the risk balance for more robust […]

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    June 21, 2019 | Filed under: 2019 Conference, Insurance Exchanges

  • State Health Policy Blog

    Changes to Poverty Measure Could Disqualify Thousands from State and Federal Programs

    The Office of Management and Budget (OMB) is seeking public comment on possible changes to how the federal poverty measure is annually adjusted for inflation. The changes would impact individuals’ eligibility for multiple programs because the US Department of Health and Human Services uses the poverty measure to establish poverty level guidelines. A wide range […]

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  • State Health Policy Blog

    “So You Want to Build a State-based Marketplace? Here’s How!” — Advice from Marketplace Leaders

    States that control their own insurance marketplaces – called state-based marketplaces (SBMs) – are leaders in providing affordability and choice, outperforming the federal marketplace on notable markers including higher enrollment, lower premium rate hikes, more participating issuers, and successfully attracting a young consumer base. These accomplishments are especially notable given recent federal policy actions that […]

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  • NASHP Insurance Marketplace Resources

    State-based health insurance marketplaces (SBMs) have emerged as successful models in delivering health insurance to consumers. They consistently outperform other states that use the federal platform in areas of enrollment, affordability, and increased plan offerings and competition. Their flexible structure allows SBMs to focus marketing and outreach efforts and promote policies that generate more health […]

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    April 8, 2019 | Filed under: Insurance Exchanges

  • State Health Policy Blog

    Is New Jersey’s Conversion to a State-Based Insurance Exchange a Harbinger?

    States with state-based insurance marketplaces (SBMs) have consistently outperformed states that use the federal platform in enrollment, affordability, and increased plan offerings and competition, prompting states to consider launching their own marketplaces and Congress to propose new funding to support states that want to transition. New Jersey may become the next state to convert to an […]

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